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How do I pay for a bagrab purchase?

Bagrab offers you multiple payment methods. Whatever your online mode of payment, you can rest assured that bagrab’s trusted payment gateway partners use secure encryption technology to keep your transaction details confidential at all times.

You may use Internet Banking, ITZ Cash Cards to make your purchase.

Bagrab also accepts payments made using Visa, MasterCard, Maestro and Diners credit/debit cards in India and 21 other countries.

Are there any hidden charges (Octroi or Sales Tax) when I make a purchase on bagrab?

There are zero hidden charges when you make a purchase on Bagrab. The prices listed for all the items are final and all-inclusive. The price you see on the product page is exactly what you pay.

Delivery charges may be extra depending on the shipping policy.

How do I pay using a credit/debit card?

We accept payments made by credit/debit cards issued in India and 21 other countries.

Credit cards

We accept payments made using Visa, MasterCard and Diners credit cards.

To pay using your credit card at checkout, you will need your card number, expiry date, three-digit CVV number (found on the backside of your card). After entering these details, you will be redirected to the bank's page for entering the online 3D Secure password.

Debit cards

We accept payments made using Visa, MasterCard and Maestro debit cards.

To pay using your debit card at checkout, you will need your card number, expiry date (optional for Maestro cards), three-digit CVV number (optional for Maestro cards). You will then be redirected to your bank's secure page for entering your online password (issued by your bank) to complete the payment.

Is it safe to use my credit/debit card on bagrab?

Your online transaction on bagrab is secure with the highest levels of transaction security currently available on the Internet. Bagrab uses 256-bit encryption technology to protect your card information while securely transmitting it to the respective banks for payment processing.

All credit card and debit card payments on Bagrab are processed through secure and trusted payment gateways managed by leading banks. Banks now use the 3D Secure password service for online transactions, providing an additional layer of security through identity verification.

What steps does Bagrab take to prevent card fraud?

Bagrab realizes the importance of a strong fraud detection and resolution capability. We and our online payments partners monitor transactions continuously for suspicious activity and flag potentially fraudulent transactions for manual verification by our team.

In the rarest of rare cases, when our team is unable to rule out the possibility of fraud categorically, the transaction is kept on hold, and the customer is requested to provide identity documents. The ID documents help us ensure that the purchases were indeed made by a genuine card holder. We apologise for any inconvenience that may be caused to customers and request them to bear with us in the larger interest of ensuring a safe and secure environment for online transactions.

What is a 3D Secure password?

The 3D Secure password is implemented by VISA and MasterCard in partnership with card issuing banks under the “Verified by VISA” and “Mastercard SecureCode” services, respectively.

The 3D Secure password adds an additional layer of security through identity verification for your online credit/debit card transactions. This password, which is created by you, is known only to you. This ensures that only you can use your card for online purchases.

How can I get the 3D Secure password for my credit/debit card?

You can register for the 3D Secure password for your credit/debit card by visiting your Bank’s website or by giving a call to the Customer Care of your Bank.

Can I use my bank's Internet Banking feature to make a payment?

Yes! Bagrab.com offers you the convenience of using your Bank’s Internet Banking service to make a payment towards your order. With this you can directly transfer funds from your bank account, while conducting a highly secure transaction.

We accept payment through Internet Banking for the following banks:

ICICI, HDFC, SBI, Citi, Axis, IDBI, Corporation, Yes Bank, Federal Bank, Union Bank of India, Induslnd, Karnataka, State bank of Mysore, State bank of Travancore, State bank of Hyderabad, State bank of Jaipur and Bikaner, Indian overseas Bank, Bank of Maharashtra, South Indian bank, J&K, Dhanlaxmi Bank, Central bank, Karnataka bank, Indian Bank, Bank of India, Deutsche Bank, State bank of Travancore, DCB bank.

Can I make a credit/debit card or Internet Banking payment on Bagrab through my mobile?

Yes, you can make credit card payments through the Bagrab mobile site and application. Bagrab uses 256-bit encryption technology to protect your card information while securely transmitting it to the secure and trusted payment gateways managed by leading banks.

What is Bagrab's EMI payment option?

The bagrab EMI payment option is available for Citibank and HDFC credit cards only. You can choose to pay in 3 and 6 month instalments. The minimum order value to avail the EMI payment option is Rs. 4,000.

Please note that this option is available only when on the Product Page.

Generally, a flat EMI processing fee is charged by Bagrab unless mentioned otherwise (special product promotion). The fee is Rs. 100 for the 3-month plan | Rs. 300 for the 6-month plan

Select products are sometimes marked for the Zero Processing Fee EMI offer. In line with the offer, the EMI processing fee is waived off on select monthly instalment plans. You will notice that the Credit Card (EMI) payment option will show the Bagrab EMI processing fee as Rs. 0 for the respective installment plan.

How do I make a payment using Bagrab's credit card EMI option?

Once you've added the desired items into your cart, proceed to checkout as usual. Please note that the credit card EMI option is available only when the cart contains items from a single seller.

When prompted to choose a 'Payment Option', select 'Credit Card (EMI)'. Choose the bank and plan (3 or 6 months) of your choice and enter your credit card details. Once the payment is authorized, your order will be processed and shipped. You will need to pay the total amount, in the pre-determined number of instalments, as per your credit card billing cycles.

The minimum order value to avail the EMI payment option is Rs. 4,000.

In case the Zero Processing Fee EMI offer is valid for a certain monthly instalment plan only, you will notice that the Credit Card (EMI) payment option will show the bagrab EMI processing fee as 0.

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